Filed under
#debt
budgeting
the line you are working toward
Why your net worth can be negative — and that is completely fine
If your debts exceed your assets right now, you are not broken. You are probably just early.
credit
your card APR vs ~5% savings
Should I pay off my credit card first or save for emergencies?
The honest answer depends on three numbers: your card's APR, the size of the safety net you need, and how likely you are to actually use the card again if you pay it off.